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What is a Mutual Fund?
What are the Types of Mutual Funds?

1. Money Market Fund

The types of mutual funds that invest in the money market including time deposits, Certificates of Bank Indonesia (SBI) and short-term debt (less than one year). This Mutual Fund has the lowest risk compared to other mutual funds and can be a complement to short-term investment objectives (less than 1 year or up to 1 year) for investors other than deposits.

2. Fixed Income Fund

This mutual fund has an intermediate risk where its growth is relatively stable and not fluctuating, because its portfolio consists of bonds, debt securities (issued by the government and / or companies) and money market instruments. These mutual funds are generally used for medium-term investment purposes (over 1 year up to 3 or 5 years).

3. Balance Mutual Funds

This mutual fund invests in stocks and bonds with a certain composition, where the rate of returns (return) are slightly fluctuative but relatively stable at growth rates compared to equity funds. Mixed funds are commonly used for medium up to long term investment purposes (3 years or more).

4. Equity Funds

A type of Mutual Fund that invests in stocks with varying returns and tend to fluctuate as market and economic conditions develop. This Mutual Fund is suitable for investors who pursue the growth of investment value optimally in the long-term period.


What are the Benefits of Investing in Mutual Funds?
What are the Risks of Investing in Mutual Funds?
Fees

1. Money Market Fund

The types of mutual funds that invest in the money market including time deposits, Certificates of Bank Indonesia (SBI) and short-term debt (less than one year). This Mutual Fund has the lowest risk compared to other mutual funds and can be a complement to short-term investment objectives (less than 1 year or up to 1 year) for investors other than deposits.

2. Fixed Income Fund

This mutual fund has an intermediate risk where its growth is relatively stable and not fluctuating, because its portfolio consists of bonds, debt securities (issued by the government and / or companies) and money market instruments. These mutual funds are generally used for medium-term investment purposes (over 1 year up to 3 or 5 years).

3. Balance Mutual Funds

This mutual fund invests in stocks and bonds with a certain composition, where the rate of returns (return) are slightly fluctuative but relatively stable at growth rates compared to equity funds. Mixed funds are commonly used for medium up to long term investment purposes (3 years or more).

4. Equity Funds

A type of Mutual Fund that invests in stocks with varying returns and tend to fluctuate as market and economic conditions develop. This Mutual Fund is suitable for investors who pursue the growth of investment value optimally in the long-term period.